The Rancho is partitioned between Julio and Catalina Verdugo. (GAH) Julio Verdugo mortgaged his share of the Rancho San Rafael (which he received from his father in 1831, “with the blessing of God” for $3,445.37. Eight years later thanks to interest charges of 3% a month, the original debt had increased to $58,750 and Don Julio was virtually a landless man. (Cleland)